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First-Time Homebuyers Showing Their Rational Side. TORONTO, April 8, 2013 /CNW/ - According to a national survey conducted by Genworth Financial Mortgage Insurance Company Canada (Genworth Canada), first-time homebuyers are adjusting to the new mortgage requirements and making informed choices about homeownership. Click here to continue reading... |
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April 8, 2013 |
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Les nouveaux acheteurs de maison montrent leur côté rationnel. TORONTO, le 8 avril 2013 /CNW/ - Selon un sondage national mené par la Compagnie d'assurance d'hypothèques Genworth Financial Canada (Genworth Canada), les acheteurs d'une première maison s'adaptent aux nouvelles exigences hypothécaires et ils font des choix éclairés sur l'accession à la propriété. Cliquez ici pour continuer la lecture... |
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8 Avril 2013 |
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Leash Tightened on Debt Settlement Companies. You've seen the advertisements on television: companies claiming they can get creditors to stop calling you and reduce your debt by 80 per cent or more. And with the average consumer debt in Ontario at over $25,000, the thought can be appealing. Up until now, these debt settlement companies have been able to roam free but Newstalk 1010 has learned the province is putting its foot down, introducing new regulations for the industry on Friday. They will be banned from charging upfront fees, the amount of fees customers are charged will be limited and they will be required to have clear contracts. Click here to continue reading... |
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January 4, 2013 |
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Ontario Liberals to crack down on debt settlement companies. A crackdown is coming on companies that promise to help consumers reduce their credit card and other debt — sometimes as much as 70 per cent — for a fee, the Star has learned. Concerned about rising complaints against debt management and settlement firms, Consumer Services Minister Margarett Best is proposing to ban them from charging upfront fees, limit the fees consumers can be charged and require clearly worded contracts. Some customers have been charged thousands of dollars before any work, if any, is done on their behalf. Click here to continue reading... |
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January 4, 2013 |
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2012 Financial Fitness Forum
Join us for the 2012 Financial Fitness Forum, the two-day training conference in Canada that focuses on
providing industry leading professional development for those engaged in the financial counselling
profession. Conference participants, acclaimed instructors and keynote speakers converge annually to discuss
important industry trends, client focused techniques and skills development that is necessary for
today's professional to be successful. Delegates from across Canada represent financial practitioners
such as Credit Counsellors, Financial Fitness Coaches, Financial Planners, Social Workers, Educators,
Consultants, Mortgage Specialists and other individuals from the financial literacy community. Click here for the Registration Package. |
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Consumer Alert: Debt Settlement
The Ministry of Consumer Services is warning consumers to exercise caution when considering a contract for debt settlement services. Complaints about companies offering debt settlement services are increasing. Most of the complaints are about unclear or misleading contracts, excessive fees, and failure to reduce debts as promised. Click here to read more... |
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May 8, 2012 |
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An urgent matter of consumer protection: Canadian lawmakers must address the growing controversy surrounding "debt settlement services." TORONTO, April 19, 2012 /CNW/ - Trouble is brewing within the debt services sector of Canada's financial industry. Behind the image of Canadian actor Alan Thicke selling debt settlement services on TV, controversy is mounting around the acceptability of the business model upon which such services are based, and what far-reaching impact these services may be having on a growing number of Canadian families and individuals who are struggling to free themselves from troublesome debt. Click here to read more... |
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April 19, 2012 |
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Financial confidence growing among Canadians, CALGARY SUN - Potential home buyers in Canada, particularly first-time buyers and those with intentions to buy in the next two years, feel they have a good understanding of the financial implications of owning a home. Click here to read more... |
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April 7, 2012 |
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First-time homebuyers will drive the housing market. TORONTO, April 3, 2012 / CNW/ - First-time homebuyers (FTBs) and people intending to buy a home (ITs) in the next two years lead the pack when it comes to financial fitness and confidence. According to a national survey conducted by Genworth Financial Mortgage Insurance Company Canada (Genworth Canada) in conjunction with the Canadian Association of Credit Counselling Services (CACCS), 43 per cent of first-time homebuyers say they are in good or great financial shape. Click here to read more... |
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April 3, 2012 |
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Les nouveaux acheteurs de maison stimuleront le marché immobilier(le 3 avril 2012) - Au cours des deux prochaines années, les nouveaux acheteurs de maison (NA) et les acheteurs éventuels (AÉ) donneront le ton en ce qui a trait au bon état financier et à la confiance. Selon un sondage national mené par la Compagnie d'assurance d'hypothèques Genworth Financial Canada (Genworth Canada) et la Canadian Association of Credit Counselling Services (CACCS), quarante-trois pour cent des nouveaux acheteurs se considèrent en excellent ou en bon état financier. Click here to read more... |
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3 avril 2012 |
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Ontario Association of Credit Counselling Services rings alarm bells in wake of Financial Consumer Agency of Canada alert on consumer debt services. TORONTO, Jan. 26, 2012 /CNW/ - In the wake of a national consumer alert about questionable claims by certain debt settlement agencies now operating in Canada, the Ontario Association of Credit Counselling Services (OACCS) is ringing alarm bells of its own. Click here to read more... |
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January 26, 2012 |
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CONSUMER ALERTS: Debt Reduction Companies: Beware of "Too Good to be True" Offers. The Financial Consumer Agency of Canada (FCAC) is warning Canadians to be very cautious about companies that claim they can negotiate a deal to cut the amount of debt you must repay to your creditors. This process is often called "debt reduction," "debt settlement," "debt relief" or "debt negotiation." Click here to read more... |
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January 11, 2012 |
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2011 Financial Fitness Forum, September 14 - 15, 2011: Join us for this two-day training conference that focuses on providing industry leading professional development for those engaged in the Financial Counselling profession. Participants
include delegates from across Canada, representing front-line Credit Counsellors and Financial Fitness Coaches from
CACCS/OACCS Agencies, financial counselling practitioners and professionals such as Certified Financial Planners,
Social Workers, Educators, Consultants, Mortgage Specialists and other individuals from the credit community. |
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More Canadians Planning to Buy First Home: Toronto (July 7, 2011) – With a renewed feeling of financial confidence, more Canadians are planning to take the plunge into homeownership in the next two years. |
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July 7, 2011 |
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Plus de Canadiens prévoient acheter leur première maison: Toronto (le 7 juillet 2011) – Avec un sentiment de confiance retrouvée en leurs finances, plus de Canadiens prévoient faire le grand saut et accéder à la propriété au cours des deux prochaines années. |
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7 juillet 2011 |
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How Financially Fit Are You? A New Online Tool Helps Canadians! TORONTO, April 20 /CNW/ - Canadians can now get their individual Financial Fitness Score to help discover how financially fit they are courtesy of Genworth Financial Mortgage Insurance Company Canada ("Genworth Financial Canada") and the Canadian Association of Credit Counselling Services ("CACCS"). Click here to read more... |
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April 20, 2011 |
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Genworth Financial Canada increases their Commitment to Promote First-Time Homebuyer Literacy: Genworth Financial Mortgage Insurance Company Canada ("Genworth Financial Canada") announces they will increase their financial commitment to the Canadian Association of Credit Counselling Services ("CACCS") to provide educational resources for first-time homebuyers across Canada. Click view to read more. |
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February 23, 2011 |
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CACCS Applauds Task Force on Financial Literacy: The Canadian Association of Credit Counselling Services (CACCS) and its not-for-profit credit counselling member agencies applaud the release of the Task Force on Financial Literacy's report of recommendations to the federal government. Click view to read more. |
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February 09, 2011 |
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Task Force sets out first-ever national strategy to improve Canadian's financial literacy:
Final report outlines concrete, practical and affordable action plan. Click view to access the report. |
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February 09, 2011 |
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Credit Counselling Caution: ALBERTA - Even a passive observer knows that consumer debt levels in Canada have reached recordhighs. StatsCan recently reported the ratio of household debt to disposable income to be 1.48, exceeding US household debt levels for the first time in over 12 years. If this disturbs you, it should. Click here to read more... |
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January 11, 2011 |
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Financial Fitness study links home ownership to orderly fiscal house
Globe and Mail, A special information feature, Thursday, August 26, 2010 |
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August 26, 2010 |
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2010 Fall Conference and Financial Fitness Forum, October 6 - 8, 2010: Join us for this three-day training conference that focuses on providing industry leading professional development for those engaged in the Financial Counselling profession. Participants
include delegates from across Canada, representing front-line Credit Counsellors and Financial Fitness Coaches from
CACCS/OACCS Agencies, financial counselling practitioners and professionals such as Certified Financial Planners,
Social Workers, Educators, Consultants, Mortgage Specialists and other individuals from the credit community. |
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National Homeownership Education Week, April 12th, Credit Day: learn the importance of good credit and how your credit history is established.
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April 12, 2010 |
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News Release: National Homeownership Education Week:
Unlocking the door: National Homeownership Education Week designed to educate the first-time homebuyer. |
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April 12 - 16, 2010 |
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How much debt is too much?
Vancouver Sun
Smart thinking about money can help buyers avoid major stresses of home ownership |
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March 30, 2010 |
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National Post, Special Report Feature:
- Mortgage Planning "Know how much debt you can handle before you start shopping for a house".
- Credit Concerns "Money alone isn't a cure-all". |
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March 31, 2010 |
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2009 Fall Conference and Financial Fitness Forum: Canada's premier event, providing the imporant professional development and education that is needed by today's professional in the Credit Counselling Industry. During this conference, participants will experience industry leading educational sessions and the opportunity to network with fellow financial counselling professionals.
To maintain the integrity of the counsellor certification process and to ensure that individuals receive the highest level of continued professional development, we facilitate an educational environment that provides the strongest level of training across the country for the financial counselling profession. Through our reputation for professional development in the credit counselling industry, the Fall Conference will award 24 CEU credits as acknowledgement of the high caliber training and education that will be provided. Each day of the conference will award 8 CEUs. |
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Credit Education Week Canada: Supported by leaders within the financial services industry, consumer advocacy groups, community organizations and government, this week-long event will give Canadians free access to financial advice and resources from Canada’s leading experts. www.crediteducationweekcanada.com |
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E-Forex: CACCS Formed To Help Canadians In Financial Crisis |
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April 2, 2009 |
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Investment Executive: New organization formed to help Canadians in financial crisis. |
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April 2, 2009 |
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Press Release:
CACCS formed to promote education programs that enhance the financial literacy and personal finance skills of Canadians. |
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April 2, 2009 |
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